Needs Assessment
We schedule a meeting to understand your financial requirements.
Loan Application
We assist you in filling out the application, verifying documents, and evaluating credit.
Loan Offer Presentation
Choose from multiple offers from our partner institutions. Select the terms, interest rates, and repayment schedules that work best for you.
Agreement Signing
We handle the legalities and any collateral documentation and valuation.
Loan Disbursement
We disburse the loan amount right into your designated account.
Post-Disbursement Support
We provide support and assistance throughout your loan tenure.
Olta makes finding the right loan easy
We work with leading lenders across India to provide you with a range of loan options designed to meet your specific needs. With a focus on customer satisfaction and hassle-free service, we are here to help you every step of the way.
Drive home your dream car with affordable loans
Loans up to 90% of On-Road Price
Loan Tenures up to 7 Years
Interest Rates as low as 8.4%
New Car Loans
Explore loans for purchasing new cars.
Used Car Loans
So that nothing stands between you and the car you want to buy.
Loan Amount:
Rs. 1 lakh-50 lakh
Min. CIBIL Requirement:
700+
Maximum Tenure:
5 years
Rate of Interest:
13.51%-16%
Loan Amount:
Rs. 1 lakh-75 lakh
Min. CIBIL Requirement:
700
Maximum Tenure:
6 years
Rate of Interest:
10%-15.50%
Loan Amount:
Rs. 1 lakh-25 lakh
Min. CIBIL Requirement:
670+
Maximum Tenure:
5 years
Rate of Interest:
15.75%-17.51%
Loan Amount:
Rs. 1 lakh-5 crore
Min. CIBIL Requirement:
750
Maximum Tenure:
5 years
Rate of Interest:
14.01%-16.01%
Loan Amount:
Rs. 1 lakh-5 crore
Min. CIBIL Requirement:
750+
Maximum Tenure:
5 years
Rate of Interest:
11.51%-15.51%
Loan Amount:
Rs. 1 lakh-5 crore
Min. CIBIL Requirement:
750
Maximum Tenure:
5 years
Rate of Interest:
10.50%-16%
Loan Amount:
Rs. 1 lakh-2.5 crore
Min. CIBIL Requirement:
750
Maximum Tenure:
5 years
Rate of Interest:
10.51%-15.21%
Loans Against Property
Make the most of existing property with lower interest rates through secured loans.
Loan Amount:
Rs. 5 lakh-5 crore
Rate of Interest:
Starting at 10.50% (Floating Rate)
Maximum Tenure:
20 years
Processing Fees:
Upto 1% of the loan amount + GST or Rs. 10,000, whichever is higher.
An upfront fee of Rs. 5,000 + GST when the application is submitted.
*The processing fee is non-refundable
Loan Amount:
Worth up to 65% of the property’s market value
Rate of Interest:
Starting at 9.75% (Floating Rate)
Maximum Tenure:
15 years
Processing Fees:
Maximum of 1% of the loan amount (*Minimum Processing Fee of Rs. 7,500)
Interest Rates as low as 8.35%
Loan Amount up to 90% of Property Value
Loan Tenures up to 30 Years
Housing Loans
Turn the house of your dreams into reality with affordable housing loans.
Car Refinance Loans
Not satisfied with your existing car loan? We can help you refinance it.
Loan Amount:
Rs. 1 lakh - 75 lakh
Min. CIBIL Requirement:
750
Maximum Tenure:
5 years (60 months)
Rate of Interest:
13.01%-16.60%
Age of Asset:
Entry Age - 7 years
Used Car - 12-15 year
Bounce:
In 12 months, 2 bounces are allowed. For a new bounce, your ITR would be required.
Loan Amount:
Rs. 1 lakh - 75 lakh
Min. CIBIL Requirement:
750
Maximum Tenure:
5 years (60 months)
Rate of Interest:
11.01%-15.70%
Age of Asset:
10 years
Bounce:
In 12 months, 2 bounces are allowed. 0 bounces are allowed in the last 6 months.
Working Capital Loans
Maintain your business momentum with our associated loans and credit.
Achieve new heights in your business
Cash Credit
Short-term funding or loans for companies so they can meet working capital requirements.
Overdraft
A credit-based facility where money can be withdrawn from current accounts/savings accounts even if account balances have exhausted and gone below zero.
Machine Loans
Loans for businesses with capital requirements for new equipment or business expansion.
Project Loans
Loans to fund long-term projects with capital expenditures around infrastructure and industries.
Business Loans
Turn your vision into reality with a customised business loan.
Loan Amount:
Rs. 50,000-75 lakh
Rate of Interest:
Starting at 17.15% p.a.
Maximum Tenure:
5 years
Processing Fees:
Upto 2% of the loan amount
Loan Amount:
Upto Rs. 50 lakh (Rs. 75 lakh in certain locations)
Rate of Interest:
Starting at 14% p.a.
Maximum Tenure:
5 years
Processing Fees:
Upto 2% of the loan amount
Frequently Asked Questions (FAQs)
We start by scheduling a meeting with you to understand your financial requirements. Next, we help you fill out your application, verify documents, and evaluate credit. Then, you may choose from multiple offers from our partner institutions. Here, you can select preferred terms, interest rates, and repayment schedules.
Following this, we handle legalities and any collateral documentation & valuation. Finally, we disburse the loan amount into your designated bank account.
For any forms of assistance regarding your loan tenure, please get in touch with our team.A CIBIL score is a summary of your credit history and behaviour. It shows your creditworthiness and ability to repay a loan.
To find your CIBIL score, check our CIBIL score calculator here.
The minimum credit score you need to qualify for a loan is 670, while the maximum score is close to 900.
The approval of a loan takes 1-5 days, while its disbursement happens within 1-3 days after approval.
Processing fees for loans usually range from 0.5% to 2% of the loan amount.
Yes. All you would have to do is get in touch with our team, and raise the request, so that we can start the process swiftly and fulfil your needs with ease.
Personal Loans
Cover unexpected expenses or finance your dreams with hassle-free personal loans.
Loan Amount:
Rs. 50,000-40 lakh
Min. CIBIL Requirement:
750+
Maximum Tenure:
7 years (84 months)
Rate of Interest:
Starting at 11.25% per annum (p.a.)
Processing fees
Upto 2% of the loan amount + GST
Loan Amount:
Rs. 50,000- 40 lakh (upto Rs. 75 lakh subject to eligibility norms)
Min. CIBIL Requirement:
720+
Maximum Tenure:
6 years (72 months)
Rate of Interest:
10.75%-24% (Fixed Rate)
Processing fees
Upto Rs. 4,999 + GST